Person at ATM, holding money

'Our research shows that … integrating deferred income annuities as a default in [retirees’] DC plan payout structure can overcome the behavioral factors driving non-annuitization and make retirees materially better off,” Mitchell says,' - PlanSponsor

Olivia Mitchell told PlanSponsor about her research on converting assets into annuities. 

Citation: "Defaulting Some DC Plan Assets Into Annuities Could Improve Income in Retirement," PlanSponsor, E Boyle, July 8, 2025.